FOR EVERYDAY DRIVES & LONGER ROADS
Auto insurance for the way you drive.
Whether you're insuring a daily commute, a second family car, or a vehicle you recently bought, Hess Agency can help you sort through the coverage choices and ask the right questions.
Understand the pieces of your policy
A quote is most useful when you understand what each part is designed to address and what it does not.
Liability
Coverage for certain injuries or property damage to others when you are responsible for an accident, up to the policy limits.
Collision
May help pay to repair or replace your vehicle after a covered collision, subject to your deductible and other policy terms.
Comprehensive
May help with covered non-collision losses such as theft, hail, or certain animal-related damage, subject to policy terms.
Consider the extras that fit your life
Ask about options such as roadside assistance or rental car reimbursement, and whether auto and home or renters coverage should be reviewed together. Eligibility and discounts can vary.
If a vehicle is used for business, mention that upfront. Personal and commercial auto coverage are different conversations.
What helps us get started
Share the vehicles and drivers you want to discuss, where you live in Wisconsin, and whether you have a current policy. We can follow up for further details rather than asking you to put sensitive information into a web form.
Common questions
What's the difference between collision and comprehensive?
Collision generally addresses covered crashes; comprehensive generally concerns specified non-collision events. The specific policy language determines what is covered.
Can I combine auto and home insurance?
You can ask Riley to review both policies together and discuss any available multi-policy options. The fit and any savings depend on your circumstances and eligibility.
Coverage descriptions are general. Availability, terms, limits, exclusions, and eligibility vary by policy; an agent can review the details with you.